Though it's best to have both a will and a trust, a trust eliminates the lengthy probate court process required to validate a will. Don't go for a mortgage that doesn't require a down payment—if you don't have the necessary 5 percent or so, you're not ready to own. If you delay saving for 10 years, you'll be hard-pressed to make up for lost time. Though it's best to have both a will and a trust, a trust eliminates the lengthy probate court process required to validate a will. Contact the brokerage, fund company, or bank where you've invested for assistance on how to calculate and collect your withdrawal amount. …But only if your payout won't be taxed (if you're making less than $12,000 in 2005).
Who Voted for this Story If you delay saving for 10 years, you'll be hard-pressed to make up for lost time.
Related Links If you delay saving for 10 years, you'll be hard-pressed to make up for lost time.
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